Loan Marketing Officer at Ultraviolet Microfinance Bank
Ultraviolet Microfinance Bank
Lagos, Nigeria
CDI
Publiée il y a 1 mois · Expire dans 3 semaines
Description du poste
An exciting opportunity has arisen for a motivated professional.
Responsibilities
- Market the bank’s loan products to individuals, SMEs, cooperatives, and groups.
- Identify and onboard new clients through field visits, referrals, and community outreach.
- Build and maintain strong relationships with existing and prospective clients.
- Educate clients on loan products, terms, conditions, and repayment obligations.
- Receive and review loan applications in line with bank policies.
- Conduct client interviews, business assessments, and cash flow analysis.
- Carry out Know Your Customer (KYC) and creditworthiness checks.
- Prepare credit appraisal reports and submit recommendations for approval.
- Facilitate timely loan disbursement after approval.
- Monitor loan utilization to ensure funds are used for approved purposes.
- Conduct regular field visits to assess business performance and loan repayment capacity.
- Ensure timely loan repayments and maintain high portfolio quality.
- Follow up on overdue accounts and implement recovery strategies.
- Manage delinquent loans and participate in recovery actions where necessary.
- Maintain accurate loan records and client documentation.
- Provide excellent customer service and resolve client complaints professionally.
- Advise clients on suitable financial products based on their needs.
- Cross-sell other bank products such as savings and deposits.
Ce poste vous intéresse ?
Se connecter pour voir l'emailPas encore inscrit ? Créer un compte gratuit