Loan Marketing Officer at Ultraviolet Microfinance Bank

An exciting opportunity has arisen for a motivated professional. Responsibilities - Market the bank’s loan products to individuals, SMEs, cooperatives, and groups. - Identify and onboard new clients through field visits, referrals, and community outreach. - Build and maintain strong relationships with existing and prospective clients. - Educate clients on loan products, terms, conditions, and repayment obligations. - Receive and review loan applications in line with bank policies. - Conduct client interviews, business assessments, and cash flow analysis. - Carry out Know Your Customer (KYC) and creditworthiness checks. - Prepare credit appraisal reports and submit recommendations for approval. - Facilitate timely loan disbursement after approval. - Monitor loan utilization to ensure funds are used for approved purposes. - Conduct regular field visits to assess business performance and loan repayment capacity. - Ensure timely loan repayments and maintain high portfolio quality. - Follow up on overdue accounts and implement recovery strategies. - Manage delinquent loans and participate in recovery actions where necessary. - Maintain accurate loan records and client documentation. - Provide excellent customer service and resolve client complaints professionally. - Advise clients on suitable financial products based on their needs. - Cross-sell other bank products such as savings and deposits. Check how your CV aligns with this job