Credit Officer (Ado Ekiti, Ekiti State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Ado-Ekiti, Ekiti State. This position offers excellent opportunities for career growth and professional development.

Key Responsibilities

• Review loan requests and prepare loan applications
• Assess clients' financial status and evaluate creditworthiness
• Evaluate credit risks and calculate risk ratios
• Contact clients to gather financial data and required documentation
• Analyze risks and approve or reject loan requests
• Set up and manage payment plans
• Maintain updated records of all loan applications
• Follow up with clients regarding loan renewals
• Monitor progress of existing loans
• Handle daily and weekly repayment collections

Required Qualifications

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Required Skills

• Strong analytical skills
• Ability to create and process financial spreadsheets
• Excellent communication and interpersonal skills
• Customer service experience
• Good understanding of lending procedures

What We Offer

• Starting Salary: ₦100,000
• Bi-annual Profit Sharing
• Health Management Organization (HMO) coverage
• Flexible working hours (11am – 6pm)
• Yearly performance appraisal
• Salary review based on performance

Work Locations

Ado-Ekiti, Ekiti State (including Oka Oba and Bisi Market areas)