## Title: Credit Officer

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Ado-Ekiti, Ekiti State. This position offers excellent opportunities for career growth and professional development.

Key Responsibilities

Review loan requests and prepare loan applications
Assess clients' financial status and evaluate creditworthiness
Evaluate credit risks and calculate risk ratios
Contact clients to gather financial data and required documentation
Analyze risks and approve or reject loan requests
Set up and manage payment plans
Maintain updated records of all loan applications
Follow up with clients regarding loan renewals
Monitor progress of existing loans
Handle daily and weekly repayment collections

Required Qualifications

Proven work experience as a Credit Officer, Loan Officer, or similar role
Hands-on experience with lending procedures and products
NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Required Skills

Strong analytical skills
Ability to create and process financial spreadsheets
Excellent communication and interpersonal skills
Customer service experience
Good understanding of lending procedures

What We Offer

Starting Salary: ₦100,000
Bi-annual Profit Sharing
Health Management Organization (HMO) coverage
Flexible working hours (11am – 6pm)
Yearly performance appraisal
Salary review based on performance

Work Locations

Ado-Ekiti, Ekiti State (including Oka Oba and Bisi Market areas)

Credit Officer (Ado Ekiti, Ekiti State) at Entourage Integrated Trust Limited

Job description