Offre fiable
Credit Analyst - First Excelsia, Lagos
First Excelsia
Lagos, Nigeria
CDI
Publiée il y a 1 mois · Expire dans 3 semaines
Description du poste
An exciting opportunity has arisen for a motivated professional.
Position Overview:
- The ideal candidate will have experience in credit analysis, loan underwriting, and financial risk assessment, with a proven ability to make informed credit decisions while maintaining portfolio quality.
- Review loan applications and assess borrower creditworthiness through financial and risk analysis.
- Approve, reject, or recommend modifications to loan requests in line with company policies and regulatory requirements.
- Ensure accurate documentation and maintain up-to-date customer records.
- Monitor loan performance, follow up on repayments, and support collections on delinquent accounts.
- Communicate with clients and relationship managers to gather information and explain credit terms.
- Collaborate with risk and collections teams to maintain portfolio quality.
- Prepare reports on loan decisions, portfolio performance, and emerging risks.
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field.
- 2–3 years of experience in credit analysis, lending, or financial services.
- Strong understanding of financial analysis, credit risk assessment, and loan underwriting practices.
- Familiarity with credit bureaus, credit scoring, and financial regulations.
- Excellent analytical, communication, and decision-making skills.
- Ability to work under pressure, meet deadlines, and manage multiple priorities.
- High level of accuracy, ethics, and commitment to compliance.
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