Credit Analyst

An exciting opportunity has arisen for a motivated professional. Position Overview: - The ideal candidate will have experience in credit analysis, loan underwriting, and financial risk assessment, with a proven ability to make informed credit decisions while maintaining portfolio quality. Job Responsibilities - Review loan applications and assess borrower creditworthiness through financial and risk analysis. - Approve, reject, or recommend modifications to loan requests in line with company policies and regulatory requirements. - Ensure accurate documentation and maintain up-to-date customer records. - Monitor loan performance, follow up on repayments, and support collections on delinquent accounts. - Communicate with clients and relationship managers to gather information and explain credit terms. - Collaborate with risk and collections teams to maintain portfolio quality. - Prepare reports on loan decisions, portfolio performance, and emerging risks. Requirements: - Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or related field. - 2–3 years of experience in credit analysis, lending, or financial services. - Strong understanding of financial analysis, credit risk assessment, and loan underwriting practices. - Familiarity with credit bureaus, credit scoring, and financial regulations. - Excellent analytical, communication, and decision-making skills. - Ability to work under pressure, meet deadlines, and manage multiple priorities. - High level of accuracy, ethics, and commitment to compliance.