Manager, Product Planning and Rollout – MSME Financing

About Kifiya

Kifiya is an AI-powered ecosystem technology company specializing in intelligent data-driven decisioning, financial services, digital agriculture, and smart mobility infrastructure solutions. For over a decade, we have built robust technological infrastructures and implemented transformative initiatives that address market failures. We empower MSMEs, smallholder farmers, and low- to middle-income consumers by providing access to financial services and markets. Kifiya is scaling its technology infrastructure to create a more inclusive and sustainable future in Africa.

Position Overview

The Manager, Product Planning and Rollout for MSME Financing leads the end-to-end design, commercialization, and performance management of Kifiya's MSME financing vertical. This role owns the full MSME product lifecycle from segment strategy and credit structuring to rollout governance, portfolio monitoring, and optimization. The position ensures MSME lending solutions are capital-efficient, AI-enabled, risk-aligned, and scalable across multiple partner banks and distribution channels.

Business Unit

The Financial and Market Linkage Solutions unit is Kifiya's commercial engine, responsible for translating its AI-enabled financial infrastructure into deployed capital and sustainable revenue. It drives partner bank growth, optimizes liquidity utilization, and scales MSME lending, embedded finance, invoice finance, asset finance, and agri-finance solutions. Operating across institutional, regional, and field execution layers, FMLS ensures risk-aligned expansion while converting platform capabilities into measurable financial impact at scale.

Key Responsibilities

• Lead end-to-end design and commercialization of MSME financing solutions
• Develop segment strategy and credit structuring for MSME products
• Manage rollout governance and ensure scalability across partner banks and distribution channels
• Monitor and optimize MSME lending portfolios for performance and risk alignment
• Convert Kifiya's data-driven credit decisioning capabilities into high-performing MSME lending portfolios
• Drive capital velocity and support financial inclusion objectives

Location and Reporting

Location: Head Office, Addis-Ababa, Ethiopia

Department: Financial and Market Linkage Solutions

Reports To: Director, Growth and Partnerships