Legal Officer related to Bad Debt Recovery

About ASA International (Rwanda) Plc

ASA International (Rwanda) Plc is a subsidiary of ASA International Holding Ltd., a Public Limited Company registered in Mauritius. Registered in 2014 and licensed by the Central Bank of Rwanda (BNR) as a deposit-taking microfinance institution, ASA Rwanda began operations in 2016 and currently operates thirty-seven (37) branches countrywide.

The Company is dedicated to alleviating poverty by providing small, socially responsible loans to low-income entrepreneurs, predominantly women, across the country. ASA Rwanda has a strong commitment to financial inclusion and socioeconomic progress. ASA International Group Plc has established microfinance institutions in thirteen (13) countries in Asia and Africa to bring low-income people into the financial system and is listed on the London Stock Exchange.

Position Details

• Work Base: Head Office, Kigali
• Reporting to: Company Secretary & Head of Legal Affairs
• Employment Contract: Open-ended
• Expected Starting Date: Flexible

Job Purpose

The Legal Officer related to Bad Debt Recovery will be responsible for managing and coordinating all legal aspects of non-performing loans (NPLs) and written-off accounts. The role focuses on structured follow-up, enforcement of securities, negotiation of settlements, and coordination of auction processes to maximize recovery and minimize financial losses.

Key Responsibilities

Bad Debt Management & Recovery

• Review and analyze defaulting loan files to determine appropriate recovery strategies
• Prepare and issue demand notices and legal correspondence to defaulting borrowers and guarantors
• Negotiate repayment plans and settlement agreements in line with company policy
• Monitor compliance with agreed repayment arrangements