15 Junior Credit Officers

About the Role

Kray Microfinance is looking for energetic and results-driven Credit Officers to join our growing team. This is an exciting opportunity to work with traders, SMEs, women entrepreneurs, and salaried professionals while building a strong loan and savings portfolio.

Key Responsibilities

• Identify and acquire new loan customers daily
• Grow and manage a high-quality loan portfolio
• Conduct business and financial assessments
• Build strong relationships with traders, SMEs, and communities
• Cross-sell savings and investment products
• Monitor customer performance and support repayments
• Participate in activations, field visits, and sales campaigns
• Meet daily, weekly, and monthly targets

Requirements

• Diploma or degree in Business, Finance, Economics, or related field
• 6 months experience in microfinance, banking, SACCO, or sales
• Strong sales, negotiation, and relationship skills
• Knowledge of informal sector lending (advantageous)
• High energy, integrity, and target-driven mindset

What We Offer

• Competitive salary plus attractive performance incentives and allowances
• Career growth opportunities
• Dynamic and supportive work environment
• Exposure to innovative financial solutions

Position Details

Location: Kampala & Wakiso, Uganda
Employment Type: Full-time
Number of Positions: 15