Trade Finance Manager at Zowasel

About the Role

An exciting opportunity has arisen for a motivated professional to join Zowasel as a Trade Finance Manager. This role is responsible for overseeing all trade finance activities, including approval, disbursement, reporting, cash flow forecasting, and exposure management. The position ensures the efficient management of trade-related financial transactions, risk mitigation, and liquidity planning to support the organization's local and international trading operations.

The Trade Finance Manager will demonstrate a high level of financial acumen, attention to detail, and a proactive approach to process improvement, automation, and compliance to enhance efficiency and transparency in trade finance operations.

Key Responsibilities

Pitching Trade Finance and Sustainable Agriculture Products

• Engage existing and new merchants, cooperatives, agribusinesses, processors, manufacturers, and trade houses to present and sell Zowasel's financial solutions
• Promote financial products including invoice discounting, structured trade finance, factoring, and sustainability-linked financing

Credit Risk Assessment and Customer Profiling

• Evaluate the creditworthiness of potential borrowers using traditional and alternative data, including insights from Zowasel's ACESS platform
• De-risk lending and ensure compliance with financial and sustainability standards
• Profile agribusiness clients (farmers, cooperatives, aggregators) to understand their business models, cash flow, and production cycles

Trade Finance Structuring and Approval

• Design, structure, and approve trade finance products (e.g., letters of credit, guarantees, factoring) specifically for agricultural commodity transactions
• Evaluate trade finance applications from cooperatives, agribusinesses, and merchants, assessing their creditworthiness in the context of agricultural supply chains
• Evaluate credit line and BNPL applications from processors, manufacturers, and trade houses in the context of agricultural supply chains