Managing Director - Microfinance at Bridgemead Consulting

About the Role

This position offers a significant opportunity for career growth within a dynamic microfinance organization. You will lead end-to-end operations across retail and MSME lending, deposits, agency banking, and digital channels.

Key Responsibilities

• Own the P&L and strategy for retail & MSME lending, low-cost deposits (CASA), agency banking, and digital channels
• Ensure strict compliance with CBN MFB Guidelines & Prudential Standards; maintain NDIC standards, AML/CFT controls, consumer-protection frameworks, and timely regulatory returns
• Design and manage credit programs (micro/SME, salary advances, LPO finance) with robust underwriting, credit scoring, collections, and portfolio analytics
• Drive the digital banking roadmap including Tiered KYC offerings, e-wallets, cards, USSD/app journeys, and fintech partnerships
• Strengthen Asset-Liability Management (ALM) & treasury operations, including liquidity buffers, interest-rate risk management, and contingency funding plans
• Lead risk governance through service on Board Credit/Risk Committees, internal audit remediation, and cyber-security posture improvement
• Build a high-performance field & branch productivity culture; align incentives with responsible finance principles

Required Qualifications

• 12–15+ years in retail/MSME banking with 5+ years leading an MFB or significant retail banking unit
• Proven experience engaging with the CBN
• Strong credit-risk management background
• Relevant professional certifications such as CIBN, ICAN, ACCA, or other recognized financial institution qualifications

Preferred Qualifications

• Hands-on experience with digital banking rollout
• Certification in risk management or corporate governance