Head of Finance at Charles Ardor & Company

Position Overview

This position offers a great opportunity for career growth. The Head of Finance will provide both operational and strategic financial leadership to NEAT Micro-credit, establishing strong accounting, control, and reporting systems while supporting management with accurate, decision-ready financial information.

This role requires a hands-on finance professional who can build structure in a lean, high-transaction environment and guide the organization toward disciplined financial management, compliance, and sustainable growth.

Key Details

• Reports To: Managing Director / Chief Executive Officer
• Location: Kaduna, Nigeria (on-site leadership role; relocation support may be discussed for the right candidate)

Key Responsibilities

Financial Leadership & Oversight

• Lead the finance and accounting function, ensuring all financial activities are recorded accurately and timely
• Design and implement financial systems, procedures, and controls suited to NEAT's lending operations
• Supervise and mentor the existing team of accountants and bookkeepers to improve performance, accuracy, and accountability
• Coordinate the monthly and quarterly closing process and produce management reports for decision-making

Treasury & Liquidity Management

• Oversee daily cash management to ensure adequate liquidity for loan disbursements, collections, and operational expenses
• Monitor cash flow trends and prepare short-term cash forecasts to guide funding needs
• Establish processes for cash handling, reconciliation, and bank management aligned with internal controls
• Supervise the accurate posting, reconciliation, and reporting of all loan disbursements and repayments
• Ensure interest income, provisioning, and loan loss adjustments are recorded correctly and supported by documentation