Offre fiable
Underwriter - International Energy Insurance Plc, Lagos
International Energy Insurance Plc
Lagos, Nigeria
CDI
Publiée il y a 2 mois · Expire dans 3 semaines
Description du poste
We are seeking an experienced professional for this opening.
Duties & Responsibilities
- Review insurance proposals, completed forms, supporting documentation, and risk information.
- Assess the nature of risk exposures using underwriting guidelines, actuarial principles, and historical data.
- Determine appropriate coverage limits, premiums, deductibles, and terms of acceptance.
- Decide whether to accept, decline, or modify applications in line with underwriting authority limits.
- Collaborate with brokers, agents, and marketing teams to clarify risk details and negotiate terms.
- Prepare quotations, underwriting recommendations, and policy documentation.
- Ensure accurate and timely issuance of policy endorsements, renewals, and cancellations.
- Maintain proper documentation of underwriting decisions and approvals.
- Track and manage renewal portfolios to ensure retention targets are achieved.
- Ensure adherence to internal underwriting standards, reinsurance arrangements, and regulatory requirements (including NAICOM guidelines where applicable).
- Monitor portfolio performance and claims trends to identify high-risk areas or emerging exposure patterns.
- Escalate unusual or high-value risks for senior review or reinsurance consultation.
- Work closely with claims, finance, marketing, and risk management teams to support business objectives.
- Provide technical underwriting support and guidance to sales teams and branch operations.
- Respond to customer and broker inquiries regarding underwriting decisions and policy terms.
- Participate in product development reviews and underwriting process improvements.
- Stay updated on industry trends, competitive products, and regulatory changes.
- Contribute to training initiatives for junior underwriters and operational teams.
- Bachelor’s Degree in Insurance, Actuarial Science, Finance, Business Administration, or a related discipline.
- Professional insurance certification (e.g., CIIN, ACII) is an added advantage.
- Minimum of 3–5 years relevant underwriting experience, in an insurance company.
- Strong analytical and risk assessment skills.
- Good understanding of underwriting principles, insurance products, and pricing.
- High attention to detail and accuracy.
- Strong negotiation and decision-making abilities.
- Excellent written and verbal communication skills.
- Ability to meet deadlines.
- Proficiency in Microsoft Offi...
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