Offre fiable
Sales Officer - Assets Microfinance Bank, Lagos
Assets Microfinance Bank
Lagos, Nigeria
CDI
Publiée il y a 2 mois · Expire dans 3 semaines
Description du poste
We are seeking an experienced professional for this opening.
Key Responsibilities:
- Drive the sale of the loan products for the company by identifying key opportunities
- Managing and retaining relationships with existing clients
- Constant monitoring and review of loan portfolios to minimize risks.
- Evaluate credit worthiness by processing loan applications and documentation as specified.
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them periodically
- Complete loan contracts and counsel clients on policies and restrictions
- Update job knowledge on types of loans and other financial services
- Maintain and update account records
- Assess customer needs, explore all options to cross-sell and resell
- Develop referral networks and maintain relevant knowledge of the industry
- Suggest alternate channels and cross-sell products and services to accomplish quotas.
- Minimum of a First Degree in Sales, Marketing, Business, Accounting and Finance or related fields.
- Minimum of 2 years with proven experience in SME and personal loan sales, particularly in Microfinance or Commercial Banking, Finance House or Fintech.
- Strong knowledge of retail and SME banking products and services.
- Ability to work with targets and thrive in a performance-driven environment.
- High level of integrity, professionalism, and customer service orientation
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