Sales Executive (Salary Loan / Wealth Management) - Abuja (FCT) and Benue at Rosabon Financial Services

Rosabon Financial Services

Abuja, Nigeria CDI

Publiée il y a 1 mois · Expire dans 3 semaines

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Description du poste

An established company is recruiting for the following position. Scope and Impact
  • The candidate will be tasked with the responsibility of selling various loan products.
  • He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Job Summary
  • The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
  • He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
Duties and Responsibilities
  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Deposit mobilization to meet set targets.
Key Performance Indicators
  • Meet Set Monthly loan and investment Targets
  • Reduced number of Non-Performing loans
  • Customer retention rate of minimum 90% across loan and investment products.
Requirements
  • Candidates should possess a B.Sc Degree in Finance, Economics or a related field
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment and meet set target.
    • ...

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