Managing Director – Digital Money Lending

A dynamic team is expanding and looking for the right talent. About CashXpress 

• A regulated digital money lending platform delivering accessible short- to mid-term loans through mobile and online channels. 

• Committed to responsible lending, financial inclusion, transparent pricing, and a superior customer experience. 

• Operates in compliance with Nigerian financial regulations and data privacy standards; emphasizes ethical lending, robust risk management, and customer trust. 

Role overview 

• The Managing Director (MD) will lead a New company’s strategic direction and day-to-day operations, driving growth, profitability, risk management, and regulatory compliance. 

• Reports to the Board of Directors and Shareholders, guides and operates in all company’s fields like Product, Risk, Finance, Collection, Sales, Marketing, IT and Customer Service teams. 

Key Responsibilities:  

• Strategy and leadership 

• Define and execute Company’s market strategy to achieve revenue, profitability, and market share targets. 

• Establish and monitor KPIs across customer acquisition, activation, repayment, delinquency, and customer lifetime value. 

• Regulatory and risk management 

• Ensure full compliance with Nigerian regulators and consumer protection standards. 

• Establish and oversee credit risk, fraud prevention, AML/CFT controls, and responsible lending practices. 

Operations and delivery 

• Oversee origination, underwriting, collections, customer support, and dispute resolution. 

• Drive scalable, tech-enabled processes (onboarding, credit scoring, loan servicing) for efficiency. 

Finance and performance 

• Manage budgeting, forecasting, treasury, and financial reporting. 

• Lead cost discipline and sustainable growth while maintaining strong risk controls. 

People and culture 

• Build a high-performing local team; cultivate a customer-centric, compliant, and innovative culture. 

• Partner with HR, Legal, and Compliance to embed governance and ethical practices. 

Partnerships and stakeholder management 

• Build and maintain relationships with regulators, banks, fintech vendors. 

• Represent Company in industry forums, associations, and investor discussions. 

• Technology and product alignment 

• Align product, engineering, data science, and risk teams to deliver scalable lending solutions. 

• Champion responsible AI/ML usage for credit scoring and decisioning, ensuring transparency and fairness. 

Required Qualifications: and experience 

• Elite leadership experience at C-suite or senior executive level in fintech, digital lend...