Financial Analyst - Bluebulb Financials Limited, Lagos

This vacancy presents a chance to join a leading organization. Role Overview

• The Finance Analyst will play a key role in supporting financial planning, analysis, reporting, and controls within a fast-paced cross-border payments environment. The role involves analyzing transaction flows, FX exposure, revenue performance, and costs across multiple corridors, ensuring financial accuracy, regulatory compliance, and data-driven decision-making to support business growth.

Key Responsibilities: Financial Analysis & Reporting

• Prepare and analyze daily, weekly, and monthly financial reports covering transaction volumes, revenues, costs, margins, and profitability across corridors.

• Monitor cross-border transaction flows, settlement balances, and liquidity positions.

• Analyze FX exposure, pricing spreads, and currency fluctuations, and provide insights to mitigate financial risk.

• Support budgeting, forecasting, and variance analysis, highlighting key business drivers and trends.

Business & Performance Support

• Partner with operations, treasury, and product teams to provide financial insights that support growth, pricing decisions, and market expansion.

• Track KPIs such as transaction success rates, cost per transaction, corridor performance, and revenue yield.

• Evaluate new products, partnerships, and corridors through financial modeling and scenario analysis.

Controls, Reconciliation & Compliance

• Support daily and monthly reconciliations of settlement accounts, partner balances, and suspense accounts.

• Ensure accuracy of financial data in line with internal controls, SOPs, and regulatory requirements.

• Assist with audit processes, internal reviews, and regulatory reporting where applicable.

• Identify process gaps and recommend improvements to strengthen financial controls and efficiency.

Data & Systems

• Work closely with data and engineering teams to ensure financial data integrity across payment platforms and reporting tools.

• Support automation and optimization of financial reporting processes.

• Maintain accurate financial records and documentation for cross-border transactions.

Required Qualifications: & Experience

• Bachelor’s degree in Finance, Accounting, Economics, or a related field from a reputable tertiary institution.

• 3–5 years of experience in financial analysis, preferably within fintech, payments, banking, or a cross-border environment.

• Strong understanding of financial statements, reconciliations, and transaction-based reporting.

• Experience working with FX, multi-currency transactions, and settlement processes is an advantage.

• Professional certif...