Experienced Business Development Officer (SME Loans)

Position Overview

IBILE Microfinance Bank Limited is seeking proactive and results-oriented Business Development Officers to drive the bank's SME loan portfolio growth. Are you passionate about empowering small and medium enterprises and driving business growth? If you have a proven track record in SME loan acquisition, we invite you to join our team.

As a Business Development Officer, you will play a key role in expanding our SME loan portfolio by engaging and supporting businesses with tailored financial solutions that meet their specific needs.

Work Locations

• Lagos Island
• Epe
• Ojo
• Ikeja
• Sangotedo
• Ikorodu

Key Responsibilities

• Identify and engage potential SME customers to generate business opportunities
• Promote the bank's SME loan products and services to businesses, ensuring alignment with their financial needs
• Conduct credit assessments and analyze the financial viability of SME clients
• Process loan applications, ensuring compliance with the bank's credit policies and regulatory standards
• Build and maintain strong relationships with SME customers to encourage loyalty and repeat business
• Collaborate with internal teams to ensure timely loan disbursements and customer satisfaction
• Monitor loan repayments and proactively manage delinquent accounts to minimize defaults
• Provide regular updates and reports on SME loan performance, market trends, and competitor activities
• Achieve set targets for SME loan disbursements

Key Requirements

• Bachelor's Degree in Finance, Business Administration, Economics, or a related field
• 1–4 years of experience in SME loan acquisition, credit analysis, or a similar role in a financial institution