Electronic Legal Account Officer at PatrickGold Microfiance Bank Limited

About the Role

An established financial institution is seeking an Electronic Legal Account Officer to serve as the primary liaison between the institution and regulatory bodies, ensuring all electronic accounts comply with internal policies and external regulations.

Key Responsibilities

• Act as the primary liaison between the institution and regulatory bodies (e.g., CBN, NIBSS, NDIC, NFIU, etc.)
• Perform KYC and due diligence checks on electronic account openings and high-risk accounts
• Review, verify, and vet onboarding documents for new customers, especially corporate and digital accounts
• Handle legal correspondence and respond to queries from regulators
• Work closely with the banking operations team to ensure account processes are legally sound
• Coordinate with external legal consultants and internal legal advisors
• Support the compliance and fraud investigation unit with legal interpretation and document processing
• Prepare regulatory reports and escalate potential issues when required
• Ensure all electronic accounts conform to internal policy and external regulation
• Maintain proper documentation and audit trail for all legal communications

Required Qualifications

• Bachelor of Laws degree (LL.B) and Call to Bar (B.L) — practicing legal qualification required
• Minimum of 2-4 years post-NYSC experience, preferably in a financial institution, fintech, or regulatory compliance role
• Strong knowledge of KYC/AML, electronic account management, and regulatory frameworks
• Excellent written and verbal communication skills
• Ability to interpret and apply regulations to daily operational activities
• Strong coordination and interpersonal skills to interface with internal teams and external stakeholders
• Meticulous attention to detail and ability to manage documentation with accuracy
• Experience working with or responding to regulatory agencies is a plus

Preferred Qualities

• Proactive, self-motivated, and highly organized
• Discreet and professional in handling sensitive legal matters
• Tech-savvy and comfortable working in a fast-paced digital environment
• Team player who collaborates easily across departments