Offre fiable
Credit Risk Analyst
Addosser Microfinance Bank
Lagos, Nigeria
CDI
Publiée il y a 1 mois · Expire dans 3 semaines
Description du poste
A top employer is now accepting applications for this role.
Key Responsibilities:
- Evaluate customers' loan applications in line with the organisation's credit policy.
- Identify critical risks in credit requests and provide advice on how requests can be restructured in line with the bank’s risk appetite.
- Has relevant experience in analysing consumer and SME loans.
- Organisation of the credit committee.
- Portfolio management & reporting.
- Create innovative credit evaluation processes and systems.
- Evaluate clients for credit worthiness based on our internal risk models & their application information.
- Detect fraudulent applications and unreliable applicants.
- Review Facility Letters and Loan Agreements, scrutinising the signed documents to ensure the accuracy of the contracts.
- Continuously ensure alignment/compliance with the credit risk management framework.
- Continuously analyse and recommend improvements on the credit risk management framework, processes and systems.
- Preparation of statutory reports.
- A First Degree in Economics, Finance or any other discipline, a Master’s Degree is an added advantage.
- 2 - 5 years’ relevant experience in the Financial Services Industry.
- Good knowledge of accounting and relevant lending ratios.
- Experience in Credit Risk Management
- Data Analytics and Effective Communication
- Good Knowledge of Credit Analysis and Appraisal
- Experience in SME
- Good reporting skills.
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