Credit Reviewer at Voedsel Capital Limited

About the Role

Voedsel Capital Limited is seeking a Credit Review Officer to assess, analyse, and validate loan requests. You will ensure compliance with the company's credit policies and risk standards through thorough document reviews, creditworthiness evaluation, and risk identification. Only quality credit applications will be recommended for approval.

Key Responsibilities

• Review all loan applications to ensure completeness and compliance with credit policy
• Analyse borrower financials, cash flow, bank statements, and other supporting documents
• Verify accuracy and authenticity of submitted documents such as offer letters, affidavits, valuation/inspection reports, and vehicle papers (VIN, engine number, registration documents)
• Evaluate collateral value, authenticity, and adequacy (vehicle)
• Ensure all credit reviews adhere to Voedsel Capital's internal policies, regulatory standards, and industry best practices
• Prepare comprehensive credit review reports for management and approval committees
• Work closely with Credit Relationship Officers, compliance, and risk officers to balance growth with prudent risk management

Required Qualifications

• HND or B.Sc. in Finance, Economics, Accounting, Business Administration, or related field
• 2–3 years of experience in credit analysis, underwriting, or loan review (financial sector preferred)
• Knowledge of KYC, risk management, and collateral assessment
• Excellent quantitative and qualitative analysis skills with keen attention to detail
• High ethical standards and sound judgment in credit decision making

Location

Lagos, Nigeria