Credit Officer (Oyo Town, Oyo State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork. You will help clients acquire loans in a timely manner while ensuring all requirements are met.

This position is based in Oyo Town, Oyo State, covering the following areas:

• Akesan Market
• Ajegunle Market
• Owode

Responsibilities

• Review loan requests and assess clients' financial status
• Evaluate creditworthiness and analyze associated risks
• Prepare loan applications and process financial documentation
• Contact clients to gather financial data and required documentation
• Approve or reject loan requests based on risk analysis
• Set up and manage payment plans
• Maintain updated records of all loan applications
• Follow up with clients regarding loan renewals
• Monitor progress of existing loans
• Conduct daily and weekly repayment collection activities

Requirements and Skills

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Benefits

• Starting Salary: ₦100,000
• Bi-annual Profit Sharing
• HMO coverage
• Flexible working hours (11:00 AM – 6:00 PM)
• Yearly performance appraisal
• Salary review based on performance