Credit Officer (Nasarawa State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork across Nasarawa State. In this role, you will help clients acquire loans in a timely manner while ensuring all requirements are met.

Work Locations

This position covers the following markets across Nasarawa State:

• Lafia: Lafia Modern Market, Lafia Neighbourhood Market, Tomato Market
• Akwanga: Akwanga Neighbourhood Market
• Keffi: Stadium Market, Keffi New Modern Market

Key Responsibilities

• Review and process loan requests
• Assess clients' financial status and creditworthiness
• Evaluate financial risks and approve or reject loan applications
• Contact clients to gather necessary financial data and documentation
• Analyse risk ratios and recommend loan decisions
• Set up and manage payment plans
• Maintain updated records of all loan applications
• Follow up with clients regarding loan renewals
• Monitor progress of existing loans
• Conduct daily and weekly repayment collection

Required Qualifications and Skills

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Compensation and Benefits

• Starting Salary: ₦100,000
• Bi-annual Profit Sharing
• Health Management Organisation (HMO) coverage
• Flexible working hours: 11:00 AM – 6:00 PM
• Yearly performance appraisal
• Salary review based on performance