Credit Officer (Ibadan, Oyo State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Ibadan, Oyo State. This position offers a great opportunity for career growth.

You will help our clients acquire loans on time while ensuring all requirements are met. In this role, you will need a good understanding of lending procedures and customer service experience.

Service Areas

• Oopoyesa
• Ayeye
• Agodi Gate
• Olodo
• Iyana Church
• Akobo
• Ojoo
• Moniya
• Akinyele
• Omi-Adio
• Kupoola
• New Garage
• Apata
• Olorunsogo
• Oranya
• Orita Aperin
• Soka
• Iyana Agbala
• Adegbayi
• Olorunda

Key Responsibilities

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily and weekly repayment collection

Requirements and Skills

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Benefits

• Starting Salary: ₦100,000
• Bi-annual Profit Sharing
• HMO
• Flexible working hours: 11:00 AM – 6:00 PM
• Yearly appraisal
• Salary review based on performance