Credit Officer (Badagry, Lagos State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a qualified Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in the Badagry area, Lagos State.

Credit officers are responsible for preparing loan applications, evaluating clients' financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

Service Areas

• Agbalata Market
• Ajara New Market
• Badagry Roundabout
• Oko Afor Market
• Agamon
• Seme Border

Key Responsibilities

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Conduct daily and weekly repayment collection

Requirements and Skills

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Benefits

• Starting Salary: ₦100,000
• Bi-annual Profit Sharing
• HMO Coverage
• Flexible Working Hours (11:00 AM – 6:00 PM)
• Yearly Appraisal
• Salary Review Based on Performance