Business Officer - Alagbado at Bosak Microfinance Bank Limited

About the Role

This position offers a great opportunity for career growth within our lending operations team.

Key Responsibilities

• Approve loan applications within specified approval limits and refer applications outside approved limits to management for further approval
• Meet with loan applicants to obtain required information and respond to inquiries regarding the loan application process
• Analyze applicants' financial status, credit history, and collateral/property valuations to determine loan feasibility
• Explain available loan products, credit options, and applicable terms and conditions to customers
• Obtain, verify, and compile loan applicants' credit histories, corporate financial statements, and other relevant financial documentation
• Review, update, and maintain accurate credit and loan files in line with internal policies and regulatory requirements
• Ensure compliance with credit policies, risk management guidelines, and regulatory standards
• Provide periodic reports on loan portfolio performance as required

Required Qualifications

• Bachelor's Degree, HND, or OND
• 1-3 years of relevant experience

What We Offer

• Monthly salary: N100,000 – N140,000
• Health Management Organization (HMO)
• Constant training and development opportunities
• Leave and passage allowance
• 13th month salary

Why Join Us

We are committed to building an open and rewarding work environment where employee motivation is key and passion is rewarded. Our remuneration and employee welfare packages are among the best in the industry, with equal opportunities for growth to help you realize your full potential.