Trade Finance Manager at Zowasel

About the Role

An exciting opportunity has arisen for a motivated professional to join our organization. The Trade Finance Manager is responsible for overseeing all trade finance activities, including approval, disbursement, reporting, cash flow forecasting, and exposure management. The role ensures the efficient management of trade-related financial transactions, risk mitigation, and liquidity planning to support the organization's local and international trading operations.

This position requires a high level of financial acumen, attention to detail, and a proactive approach to process improvement, automation, and compliance to enhance efficiency and transparency in trade finance operations.

Key Responsibilities

Pitching Trade Finance and Sustainable Agriculture Products

• Engage existing and new merchants, cooperatives, agribusinesses, processors, manufacturers, and trade houses to present and sell financial solutions
• Promote invoice discounting, structured trade finance, factoring, and sustainability-linked financing products

Credit Risk Assessment and Customer Profiling

• Evaluate the creditworthiness of potential borrowers using traditional and alternative data
• Utilize platform insights to de-risk lending and ensure compliance with financial and sustainability standards
• Profile agribusiness clients (farmers, cooperatives, aggregators) to understand their business models, cash flow, and production cycles

Trade Finance Structuring and Approval

• Design, structure, and approve trade finance products including letters of credit, guarantees, and factoring specifically for agricultural commodity transactions
• Evaluate trade finance applications from cooperatives, agribusinesses, and merchants, assessing their creditworthiness in the context of agricultural supply chains
• Evaluate credit line and BNPL applications from processors, manufacturers, and trade houses in the context of agricultural supply chains