Settlement and Reconciliation Officer

About the Role

Fort Knox Group is expanding its dynamic team and seeking a skilled Settlement and Reconciliation Officer to join our Lagos office. In this role, you will play a critical part in ensuring the accuracy and integrity of our financial transactions and reconciliation processes.

Key Responsibilities

• Process daily settlement of transactions with banks, payment processors, and third-party partners
• Ensure timely posting of settled transactions into the accounting system
• Investigate and resolve reconciliation breaks, unmatched items, and variances
• Prepare reconciliation reports and escalate unresolved discrepancies promptly
• Ensure compliance with internal controls, accounting standards, and regulatory requirements
• Assist internal and external auditors with required documentation
• Recommend and support automation and process improvement initiatives
• Ensure adherence to standard operating procedures and contribute to continuous improvement

Required Qualifications

• Bachelor's degree in Accounting, Finance, Business Administration, or a related field
• 2–5 years' experience in settlement, reconciliation, finance operations, or banking
• Strong understanding of payment systems, bank reconciliations, and financial controls
• Proficiency in Microsoft Excel (VLOOKUP/XLOOKUP, Pivot Tables)

Preferred Qualifications

• Experience with accounting or core banking systems