Credit Officer(Kaduna State)

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending services for our clients in Zaria, Kaduna State. You will assess creditworthiness, process loan applications, and evaluate financial information to help clients acquire loans efficiently while ensuring all requirements are met.

Key Responsibilities

• Review and process loan requests
• Assess clients' financial status and creditworthiness
• Evaluate credit risks and approve or reject loan applications
• Contact clients to gather financial data and supporting documentation
• Analyse risk ratios and set up appropriate payment plans
• Maintain updated records of all loan applications
• Monitor progress of existing loans and collect daily and weekly repayments
• Follow up with clients regarding loan renewals

Requirements

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and financial products
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field
• Strong analytical and mathematical skills
• Proficiency in creating and processing financial spreadsheets
• Excellent communication and interpersonal skills
• Customer service experience

Benefits

• Starting Salary: ₦100,000
• Monthly incentive
• Pension scheme
• Bi-annual profit sharing
• Health Management Organization (HMO) coverage
• Flexible working hours: 11:00 AM – 6:00 PM
• Yearly performance appraisal
• Salary review based on performance

Work Location

Zaria, Kaduna State, Nigeria