Credit Officer (Lokoja, Kogi State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Lokoja, Kogi State. This position offers a great opportunity for career growth.

In this role, you will help clients acquire loans on time while ensuring all requirements are met. You will prepare loan applications, evaluate clients' financial information, and calculate risk ratios. To be successful, you should have a good understanding of lending procedures and strong customer service experience.

Key Responsibilities

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Conduct daily and weekly repayment collection

Requirements and Skills

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics, or related field

Benefits

• Starting Salary: ₦100,000
• Bi-annual Profit Sharing
• HMO
• Flexible working hours (11:00 AM – 6:00 PM)
• Yearly appraisal
• Salary review based on performance