Credit Officer (Boluwaji, Ibadan) at Elocuencia Consulting

Company & Job Overview

A fast-expanding microcredit firm is seeking enthusiastic and sociable team members to join our dynamic team. We are dedicated to assisting market vendors, skilled craftsmen, and small business owners in obtaining equitable and ethical loans. This role is ideal for individuals who thrive in outdoor settings and appreciate direct interactions with customers.

Primary Responsibilities

• Identify and onboard new borrowers from local markets, residential areas, and communities
• Conduct on-site visits to assess loan applications, including business evaluations, cash flow reviews, and character assessments
• Develop credit proposals for review and approval
• Issue funds for sanctioned loans
• Monitor and gather repayments on a daily or weekly basis
• Promptly address any overdue payments
• Ensure high portfolio standards with minimal delinquencies and low Portfolio at Risk
• Maintain precise and well-organized client documentation

Required Qualifications

• At least an OND or NCE certification
• 0–2 years of experience in microfinance, financial services, collections, or sales (beneficial but not required)
• Must be prepared and capable of performing the majority of work outdoors (field-based)
• Strong interpersonal and communication abilities
• Trustworthy, dependable, and self-motivated
• Available to begin employment immediately

Important Note

Please refrain from applying if you are not comfortable with fieldwork or unable to start immediately.