Credit Officer (Awka, Anambra State)

About the Role

Entourage Integrated Trust Limited is recruiting a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Awka, Anambra State.

In this position, you will help clients acquire loans in a timely manner while ensuring all requirements are met. You will be responsible for preparing loan applications, evaluating clients' financial information, and calculating risk ratios.

Key Responsibilities

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor the progress of existing loans
• Conduct daily and weekly repayment collection

Requirements and Skills

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• NCE/OND/HND/BSc in Banking and Finance, Economics, or related field

Benefits

• Starting Salary: ₦100,000
• Monthly incentive
• Pension
• Bi-annual Profit Sharing
• HMO
• Flexible working hours: 11 am – 6 pm
• Yearly appraisal
• Salary review based on performance

Work Locations

• Eke Awka
• Temsite
• Unizik Junction
• Aroma