Credit Officer at Crescent MFB

About the Role

This position offers a great opportunity for career growth. The Credit Officer will manage credit assessment, loan processing, risk evaluation, and portfolio monitoring to ensure quality loan disbursement and recovery.

Responsibilities

• Conduct credit analysis and assess customer loan applications
• Visit and verify customers' businesses and collateral
• Prepare credit reports and recommendations for approval
• Monitor loan repayment and support recovery efforts
• Ensure compliance with credit policies and CBN lending guidelines

Requirements

• HND / BSc in Accounting, Finance, Economics, or related field
• 1 – 3 years experience in credit and loan management
• Strong analytical and documentation skills

Key Skills

• Good knowledge of micro-lending
• Risk assessment skills
• Strong communication and reporting