Credit Officer (Abeokuta, Ogun State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a qualified Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork. You will work across multiple locations including Asero, Obantoko, Shomorin, Elega, Ojaiye, Gbangba, Omomoore, and Odo Eran in Abeokuta, Ogun State.

Key Responsibilities

• Review and process loan requests
• Assess clients' financial status and creditworthiness
• Evaluate and analyze financial risks
• Contact clients to gather financial data and required documentation
• Approve or reject loan requests based on risk assessment
• Set up and manage payment plans
• Maintain updated records of all loan applications
• Follow up with clients regarding loan renewals
• Monitor progress of existing loans
• Conduct daily and weekly repayment collection activities

Required Qualifications

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Required Skills

• Strong analytical skills
• Ability to create and process financial spreadsheets
• Excellent communication and interpersonal skills
• Customer service experience

Benefits

• Starting Salary: ₦100,000
• Bi-annual Profit Sharing
• Health Management Organization (HMO) coverage
• Flexible working hours: 11:00 AM – 6:00 PM
• Yearly performance appraisal
• Salary review based on performance