## Title: Credit and Risk Analyst

This position offers a great opportunity for career growth within our credit and risk management team at Good Neighbours Microfinance Bank.

Work with the Control Manager to assess credit applications
Conduct preliminary interviews with loan applicants
Monitor the sales team for emerging risks and develop robust systems to identify, manage and control credit, market and operational risks
Prepare timely, comprehensive and reliable credit risk reports for senior management and the board on a regular basis
Assist in the development of risk policies, procedures and standards
Review all loan documents and agreements to ensure they are complete, valid and in accordance with company guidelines
Assess the creditworthiness of existing and prospective clients
Ensure proper documentation of credits by adhering to established documentation standards and procedures
Develop plans and strategies for managing delinquent customers and provide support for exposures requiring legal action
Review and analyze the delinquent portfolio to identify key causal factors, make recommendations and track closure
Perform additional tasks as required

HND or B.Sc. Degree in Finance, Accounting or related disciplines
2 years of experience as an analyst in a microfinance bank
Strong ethical behavior and ability to handle sensitive financial information
Excellent knowledge of loan application procedures and best lending practices
Strong written and verbal communication skills
Exceptional analytical skills with sound assessment and time management abilities

N150,000 monthly

Lagos, Nigeria

Credit and Risk Analyst

Job description