CEO – Microfinance Bank at Elizabeth Maddeux

About the Role

The Chief Executive Officer (CEO) serves as the strategic and operational leader of the Microfinance Bank, responsible for driving growth, profitability, innovation, and financial inclusion. The role oversees all core business functions including Operations, Finance, Technology, Risk, Credit, HR, Marketing, and Compliance.

Key Objectives

The CEO is accountable for:

• Strategic Leadership & Growth – Market expansion, digital banking strategy, business model innovation, and profitability
• Financial Management – Capital raising (equity/debt), liquidity management, P&L optimization, and investor relations
• Risk & Governance – Strong risk culture, credit portfolio quality, and regulatory compliance (CBN/AML/CFT)
• Product & Digital Innovation – Microfinance/SME lending, digital channels, and API/fintech integrations
• Operational Excellence – Process automation, cost efficiency, and customer experience
• People & Culture – Talent development, performance culture, leadership development, and diversity
• Brand & Stakeholder Management – Ecosystem partnerships, regulatory and industry representation

Key Responsibilities

• Define and execute long-term vision and growth strategy
• Lead digital transformation, product development, and analytics initiatives
• Strengthen enterprise risk management and compliance frameworks
• Manage capital raising and maintain investor relationships
• Improve operational efficiency, cost optimization, and service delivery
• Build a high-performing leadership team and foster an inclusive organizational culture
• Drive strategic partnerships with CBN, NIBSS, telcos, fintechs, DFIs, and NGOs

Required Qualifications

• Bachelor's degree in Finance, Business, Economics, or related field
• Master of Business Administration (MBA) required
• 10–15+ years of senior leadership experience in financial services, microfinance, retail banking, digital lending, or fintech
• Proven track record in digital financial platforms and capital raising

Preferred Qualifications

• Professional certifications such as CFA, ACCA, ICAN, CIBN, PRM, or FRM