Business Officer - Ogba at Bosak Microfinance Bank Limited

About the Role

An exciting opportunity has arisen for a motivated professional to join Bosak Microfinance Bank Limited as a Business Officer in our Ogba branch. In this role, you will be responsible for evaluating loan applications, managing customer relationships, and ensuring compliance with credit policies and regulatory standards.

Key Responsibilities

• Approve loan applications within specified approval limits and refer applications outside approved limits to management for further approval
• Meet with loan applicants to obtain required information and respond to inquiries regarding the loan application process
• Analyze applicants' financial status, credit history, and collateral/property valuations to determine loan feasibility
• Explain available loan products, credit options, and applicable terms and conditions to customers
• Obtain, verify, and compile loan applicants' credit histories, corporate financial statements, and other relevant financial documentation
• Review, update, and maintain accurate credit and loan files in line with internal policies and regulatory requirements
• Ensure compliance with credit policies, risk management guidelines, and regulatory standards
• Provide periodic reports on loan portfolio performance as required

Required Qualifications

• Bachelor's Degree, HND, or OND
• 1–3 years of relevant experience

What We Offer

• Competitive salary: ₦100,000 – ₦140,000 per month
• Health Management Organization (HMO) coverage
• Constant training and development opportunities
• Leave and passage allowance
• 13th month salary bonus

Why Join Bosak Microfinance Bank Limited?

We are committed to building an open and rewarding work environment where employee motivation is key and passion is rewarded. We believe in providing equal opportunities for growth so all employees can realize their full potential. Our remuneration and employee welfare packages are among the best in the industry.