Treasury and ALM Manager at OmniRetail Technology

Role Summary

The Treasury & ALM Manager oversees CBN-compliant ALM, liquidity management, treasury operations, cash flow forecasting, regulatory reporting, and revenue/NIM assurance. The role ensures balance sheet stability, accurate financial reporting, and strong FINCON.

Key Responsibilities

ALM & Liquidity Management

• Execute ALM framework in line with CBN guidelines
• Monitor liquidity ratios, interest rate risk, maturity gaps and funding mix
• Lead ALCO reporting, stress testing, and balance sheet optimization

Treasury Operations

• Manage daily cash positions, placements, call deposits and investments
• Optimize cost of funds (CoF) and treasury yields
• Maintain strong relationships with banks and investment partners

Cash Flow Forecasting

• Prepare short, medium and long-term cash flow forecasts
• Track variances and raise early liquidity alerts
• Coordinate with business, credit and collections teams for visibility of flows

CBN Regulatory Reporting

• Prepare and submit all Treasury and FINCON CBN returns including CRR, Liquidity Ratio, and Daily/Weekly/Monthly Regulatory Returns
• Ensure strict compliance with CBN formats, accuracy, and timelines

Revenue Assurance & NIM Monitoring

• Ensure correct booking of treasury income, interest and fees
• Track NIM performance, yield variances and revenue leakages
• Support month-end closing and interest income analysis

FINCON & Internal Controls

• Ensure accurate GL postings and reconciliations for treasury activities
• Strengthen financial controls and support audits and regulatory reviews
• Maintain updated Treasury, ALM and Liquidity policies and SOPs

Requirements

• Degree in Finance, Accounting, Economics or related field
• ICAN, ACCA, CFA or Treasury certification (advantageous)
• 5–10 years of experience in Treasury, ALM or FINCON within a Nigerian bank or fintech
• Strong knowledge of CBN reporting, liquidity regulations and financial markets
• Strong financial analysis and reporting skills