Treasury and ALM Manager

We are looking for a qualified candidate to fill this position. Role Summary - The Treasury & ALM Manager oversees CBN-compliant ALM, liquidity management, treasury operations, cashflow forecasting, regulatory reporting, and revenue/NIM assurance. The role ensures balance sheet stability, accurate financial reporting, and strong FINCON. Key Responsibilities: ALM & Liquidity Management - Execute ALM framework in line with CBN guidelines. - Monitor liquidity ratios, interest rate risk, maturity gaps & funding mix. - Lead ALCO reporting, stress testing, and balance sheet optimization. Treasury Operations - Manage daily cash positions, placements, call deposits & investments. - Optimize cost of funds (CoF) and treasury yields. - Maintain strong relationships with banks and investment partners. Cash Flow Forecasting - Prepare short/medium/long-term cashflow forecasts. - Track variances and raise early liquidity alerts. - Coordinate with business, credit & collections teams for visibility of flows. CBN Regulatory Reporting - Prepare and submit all Treasury/FINCON CBN returns: - CRR, Liquidity Ratio, Daily/Weekly/Monthly Regulatory Returns. - Ensure strict compliance with CBN formats, accuracy, and timelines. Revenue Assurance & NIM Monitoring - Ensure correct booking of treasury income, interest and fees. - Track NIM performance, yield variances & revenue leakages. - Support month-end closing and interest income analysis. FINCON & Internal Controls - Ensure accurate GL postings and reconciliations for treasury activities. - Strengthen financial controls and support audits/regulatory reviews. - Maintain updated Treasury, ALM & Liquidity policies/SOPs. Requirements: - Degree in Finance, Accounting, Economics or related field. - ICAN/ACCA/CFA or Treasury certification is an advantage. - 5–10 years in Treasury, ALM or FINCON within a Nigerian bank/fintech. - Strong knowledge of CBN reporting, liquidity regulations & financial markets. - Strong financial modelling & forecasting skills. - Excellent Excel and MIS proficiency. - High attention to detail, analytical mindset & integrity.