SME Sales Associate

An established company is recruiting for the following position. Key Responsibilities: - Drive the sale of the loan products for the company by identifying key opportunities - Constant monitoring and review of loan portfolios to minimise risk - Managing and retaining relationships with existing clients - Evaluate credit worthiness by processing loan applications and documentation as specified - Interview applicants to determine financial eligibility and the feasibility of granting loans - Determine all applicable ratios and metrics, and set up debt payment plans - Communicate with clients either to request or to provide information - Justify decisions (approvals/rejections) and report on them periodically - Complete loan contracts and counsel clients on policies and restrictions - Update job knowledge on types of loans and other financial services - Maintain and update account records - Assess customer needs, explore all options to cross-sell and resell - Develop referral networks and maintain relevant knowledge of the industry - Suggest alternate channels and cross-sell products and services to accomplish quotas. Requirements: - Minimum of a first Degree in Sales, Marketing, Business, Accounting and Finance or related field. - Minimum of 2 years with proven experience in SME and personal loan sales, particularly in Microfinance Banks - Strong knowledge of retail and SME banking products and services. - Ability to work with targets and thrive in a performance-driven environment. - High level of integrity, professionalism, and customer service orientation.