Relationship Officer - Business Development(Banking) at Stresert Services Limited
Confidential
Lagos, Nigeria
Permanent
Published 1 month ago · Expires 5 days from now
Job description
## Title: Relationship Officer - Business Development (Banking)
About The Role
We are seeking a Relationship Officer for our Business Development team to facilitate activities relating to promoting and marketing the Bank's products.
Reference Number: ROBD-F25
Reports To: Business Manager, Business Development
Key Responsibilities
- Identify opportunities and promote the Bank's products
- Acquire new customers and nurture business relationships with potential customers including high net worth individuals and corporate bodies
- Manage relationships with key account owners and ensure growth in deposits and prompt loan repayment
- Build long-term relationships with clients and customers
- Prepare Credit Appraisal Memorandums (CAM) and manage credit risk within applicable limits
- Attend relevant forums, seminars, and business receptions to stay informed about market developments, business opportunities, and competitive landscape
- Create and enforce plans and strategies to boost positive brand perception and ensure customer needs are met
- Effectively initiate and complete account opening documentation for customers in accordance with KYC guidelines
- Perform other duties as assigned by the Business Development Manager
Required Skills and Competencies
- Strong selling skills and ability to win customers' trust
- Negotiation skills and ability to close deals
- Good understanding of mortgage loan systems and credit appraisal processes
- Strong communication and client management skills
- Analytical problem-solving with ability to generate ideas
- Ability to work on own initiative with close attention to detail
- Strong organizational skills and ability to manage competing demands
- Good office etiquette and interpersonal skills
- Strategic thinking and problem-solving abilities
- Ability to work both in teams and independently
Education and Qualifications
- Minimum of a first degree or equivalent in any discipline
- A master's degree or professional qualification/certification will be an added advantage