KYC Lead

An established company is recruiting for the following position. Key Responsibilities: - Lead daily KYC validation for retail customers, agents/POS terminals, enterprise clients, and channel partners. - Ensure strict compliance with CBN AML/CFT regulations, KYC guidelines, and internal policies. - Conduct continuous post-onboarding reviews and promptly remediate KYC gaps. - Oversee weekly controls covering watch-listed BVNs, PND/PNC enforcement, and high-risk flags. - Drive closure of outstanding KYC audit findings and regulatory issues. - Prepare audit evidence, regulatory responses, and KYC reports. - Identify emerging onboarding and KYC risks and implement mitigation actions. - Collaborate with Risk, Compliance, and Internal Audit teams to strengthen controls. - Provide continuous KYC support across all onboarding channels to minimize bottlenecks. - Support high-volume onboarding periods and regulatory change implementations. - Improve turnaround times, data quality, and overall customer experience. - Supervise, coach, and manage the KYC Officer. - Allocate workload effectively to meet agreed service timelines. - Act as the escalation point for KYC issues across Operations, Risk, IT, and Business teams. - Prepare daily, weekly, and monthly KYC dashboards and exception reports. - Maintain accurate KYC documentation and audit trails. - Track KPIs including turnaround time, exception rates, and remediation progress. Requirements: - Bachelor’s Degree in Banking & Finance, Accounting, Law, or a related field. - Professional certification (ACAMS, ICA, CIBN, or equivalent) is an added advantage. - 4–6 years’ experience in KYC/AML, Compliance, or Operations within a PSB, fintech, commercial bank, or microfinance bank. Hands-on experience with: - Agent and merchant KYC - Digital and enterprise onboarding - Regulatory audits and remediation.