Internal Control Officer at City Code Mortgage Bank Limited

Job Summary

A reputable Mortgage Bank is seeking a meticulous, analytical, and highly disciplined Internal Control Officer to strengthen its internal control framework and ensure strict adherence to regulatory and operational standards. The ideal candidate will help safeguard the bank's assets, improve operational efficiency, and support compliance across all business units.

Key Responsibilities

• Conduct regular reviews and evaluations of the bank's internal control systems, processes, and procedures
• Monitor and ensure compliance with internal policies, regulatory guidelines (CBN, NDIC, FRC), and mortgage banking standards
• Identify control gaps, process weaknesses, and operational risks, and recommend corrective actions
• Perform periodic branch and departmental audits to assess adherence to standard operating procedures
• Review loan documentation, disbursement processes, and mortgage-related transactions to ensure accuracy and compliance
• Investigate reported irregularities, suspicious activities, and policy breaches
• Prepare detailed internal control and audit reports for management review
• Follow up on audit findings and ensure timely implementation of corrective measures
• Collaborate with Risk, Compliance, Finance, and other departments to strengthen the control environment
• Assist in developing and updating internal control policies and procedures

Required Qualifications

• Bachelor's Degree in Accounting, Finance, Economics, Business Administration, or a related field
• 10–15 years of relevant experience in Internal Control, Internal Audit, or Compliance, preferably in a Mortgage Bank or financial institution
• Strong understanding of internal control systems, audit procedures, and regulatory requirements
• Knowledge of mortgage banking operations, loan processes, and documentation
• Excellent analytical, investigative, and problem-solving skills