Insurance Underwriter

A dynamic team is expanding and looking for the right talent. Position Overview: - We are seeking a data-savvy Insurance Underwriter to manage and streamline the risk assessment process for our digital insurance products. - You will sit at the intersection of traditional insurance and modern technology, ensuring that our underwriting guidelines are robust yet flexible enough to support rapid customer onboarding. - Your goal is to balance competitive pricing with sustainable risk for our micro-insurance and credit-linked products. ​Key Responsibilities - ​Evaluate insurance applicationsusing both manual checks and automated scoring tools to determine risk acceptability. - ​Oversee the automated issuance of policies via our app/platform, ensuring terms and conditions are accurately applied. - ​Regularly review the performance of the insured portfolio to identify trends, high-loss ratios or potential fraud. - ​Collaborate with the Product and Tech teams to design new micro-insurance products and define the logic for automated underwriting engines. - ​Ensure all underwriting activities align with national insurance regulatory standards and internal risk policies. - ​Work closely with the claims team to ensure that the underwriting data captured at onboarding simplifies the claims verification process. ​Requirements & Qualifications - ​Minimum of B.Sc. in Insurance, Actuarial Science, Statistics or related field. - 3 - 5 years of experience in insurance underwriting. - Must be CIIN Certified - ​Strong proficiency in Excel and data analytics tools. - ​Experience working with Underwriting Software or Loan Management Systems. - ​Ability to interpret complex data to make quick, informed decisions.