Finance Officer at ClearPay Microfinance Bank

About the Role

ClearPay Microfinance Bank is seeking a Finance Officer to oversee the financial operations of the institution. In this role, you will ensure effective management of the Bank's financial resources, compliance with regulatory requirements, and timely delivery of accurate financial reports. You will drive sound financial planning, budgeting, and control processes to support business growth, profitability, and sustainability.

Key Responsibilities

Financial Management & Reporting

• Oversee the preparation of timely and accurate monthly, quarterly, and annual financial statements in line with regulatory and internal reporting standards
• Ensure compliance with CBN, NDIC, tax, and other regulatory reporting requirements
• Manage the general ledger, reconciliation, and proper documentation of all financial transactions
• Monitor and interpret financial performance, identifying trends, variances, and improvement opportunities

Budgeting & Forecasting

• Lead the preparation of annual budgets and financial forecasts aligned with the bank's strategic objectives
• Track performance against budget and provide variance analysis with actionable insights
• Provide financial projections and modeling to support decision-making and strategic initiatives

Treasury & Liquidity Management

• Manage cash flow, banking relationships, and investment activities to ensure optimal liquidity
• Oversee loan disbursement, repayments, and fund utilization to maintain financial stability
• Implement cost-control and revenue-optimization measures

Internal Controls & Compliance

• Develop and maintain sound financial policies, procedures, and internal controls
• Ensure compliance with statutory and internal audit recommendations
• Coordinate with external auditors to facilitate annual audits and regulatory examinations

Leadership & Team Management

• Supervise and develop the finance team to ensure effective performance

Location

Lagos, Nigeria