Credit Officer(Offa)

About the Organization

Entourage Integrated Trust Limited is a reputable organization seeking a dedicated Credit Officer to facilitate lending services for our clients in Offa, Kwara State.

Position Overview

We are looking for a Credit Officer to assess creditworthiness, process loan applications, and manage lending operations. You will help clients acquire loans efficiently while ensuring all requirements are met and maintaining comprehensive records throughout the lending process.

Key Responsibilities

• Review and prepare loan applications
• Assess clients' financial status and creditworthiness
• Evaluate financial risks and approve or reject loan requests
• Contact clients to gather financial data and required documentation
• Analyse risk ratios and lending viability
• Set up and manage payment plans
• Maintain updated records of all loan applications
• Follow up with clients regarding loan renewals
• Monitor progress of existing loans
• Conduct daily and weekly repayment collections

Required Qualifications

• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Required Skills and Experience

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• Good understanding of lending procedures

Compensation and Benefits

• Starting Salary: ₦100,000
• Monthly incentive
• Pension scheme
• Bi-annual profit sharing
• Health Maintenance Organization (HMO)
• Flexible working hours: 11:00 AM – 6:00 PM
• Yearly appraisal
• Salary review based on performance

Work Location

Offa, Kwara State (Owode Market)