Credit Officer Officer (Badagry & It's Envion)

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Badagry and its surrounding areas.

This position offers a great opportunity for career growth. You will help our clients acquire loans on time while ensuring all requirements are met.

Work Locations

• Agbalata Market (Badagry)
• Ajara Market (Badagry)
• Agumon Market
• Ilogbo Remo Modern Market
• Oko Afor Market
• Ceme Border Market

Key Responsibilities

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Conduct daily and weekly repayment collection
• Prepare loan applications and evaluate clients' financial information
• Calculate risk ratios

Requirements and Skills

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• Good understanding of lending procedures
• NCE/OND/HND/BSc in Banking and Finance, Economics, or related field

Benefits

• Starting Salary: ₦100,000
• Monthly incentive
• Pension
• Bi-annual Profit Sharing
• HMO
• Flexible working hours (11am – 6pm)
• Yearly appraisal
• Salary review based on performance