Credit Officer (Kogi State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a dedicated Credit Officer to facilitate lending operations by assessing creditworthiness and processing loan applications in Kogi State. You will work across multiple locations including Kabba Main Market and Okene Main Market.

In this position, you will help clients acquire loans efficiently while ensuring all requirements are met and maintaining the highest standards of service delivery.

Key Responsibilities

• Review and process loan requests
• Assess clients' financial status and creditworthiness
• Evaluate financial risks and approve or reject loan applications
• Contact clients to gather financial data and required documentation
• Analyze risks and set up appropriate payment plans
• Maintain updated records of all loan applications
• Monitor progress of existing loans
• Follow up with clients regarding loan renewals
• Manage daily and weekly repayment collection activities

Required Qualifications

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Essential Skills

• Strong analytical abilities
• Proficiency in creating and processing financial spreadsheets
• Excellent communication and interpersonal skills
• Customer service experience
• Understanding of lending procedures

Benefits

• Starting Salary: 100,000
• Bi-annual Profit Sharing
• Health Maintenance Organization (HMO)
• Flexible working hours: 11:00 AM – 6:00 PM
• Yearly performance appraisal
• Salary review based on performance