Credit Officer (Kebbi State) at Entourage Integrated Trust Limited

About the Role

Entourage Integrated Trust Limited is seeking a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Kebbi State. This position offers a great opportunity for career growth.

You will help our clients acquire loans on time while ensuring all requirements are met. The role is based in the Kebbi State area, including locations such as Birni Kebbi, Central Market, Old Market, Kara Market, Aleiro Market, Jega, and Jega Main Market.

Key Responsibilities

• Review loan requests
• Assess clients' financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyse risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans
• Daily and weekly repayment collection
• Prepare loan applications and evaluate clients' financial information
• Calculate risk ratios

Required Qualifications

• Proven work experience as a Credit Officer, Loan Officer, or similar role
• Hands-on experience with lending procedures and products
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field

Required Skills

• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience
• Good understanding of lending procedures

Benefits

• Starting Salary: ₦100,000
• Bi-annual Profit Sharing
• HMO
• Flexible working hours: 11am – 6pm
• Yearly appraisal
• Salary review based on performance