Credit Officer (Ijebu Ode, Ago Iwoye & Ijebu Mushin, Ogun State) at Entourage Integrated Trust Limited

A reputable organization seeks a dedicated individual for this role. ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in IJEBU ODE, AGO IWOYE & IJEBU MUSHIN, OGUN STATE. - IJEBU ODE  - AGO IWOYE - MILE 10 - OKE AJE  - MUSHIN Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met. RESPONSIBILITIES - Review loan requests - Assess clients’ financial status - Evaluate creditworthiness and risks - Contact clients to gather financial data and documentation - Analyse risks and approve or reject loan requests - Set up payment plans - Maintain updated records of loan applications - Follow up with clients about loan renewals - Monitor progress of existing loans - Daily & weekly repayment collection REQUIREMENTS AND SKILLS - Proven work experience as a Credit Officer, Loan Officer or similar role - Hands-on experience with lending procedures and products - Ability to create and process financial spreadsheets - Strong analytical skills - Excellent communication and interpersonal skills - Customer service experience - NCE/OND/HND/BSc in Banking and Finance, Economics, or related field BENEFITS: - Starting Salary: 100,000 - Bi-annual Profit Sharing  - HMO - Flexible working hours: 11 am – 6 pm - Yearly appraisal  - Salary review based on performance Check how your CV aligns with this job